{"id":52721,"date":"2022-09-29T16:17:35","date_gmt":"2022-09-29T19:17:35","guid":{"rendered":"https:\/\/www.impactopr.com.br\/?p=52721"},"modified":"2022-09-30T10:26:41","modified_gmt":"2022-09-30T13:26:41","slug":"emprestimo-do-auxilio-brasil-60-empresas-financeiras-se-apresentaram","status":"publish","type":"post","link":"https:\/\/impactopr.com.br\/?p=52721","title":{"rendered":"Empr\u00e9stimo do Aux\u00edlio Brasil: 60 empresas financeiras se apresentaram"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Empresas est\u00e3o em processo de habilita\u00e7\u00e3o pelo Minist\u00e9rio da Cidadania<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Cerca de 60 institui\u00e7\u00f5es financeiras demonstraram interesse em conceder empr\u00e9stimos consignados aos benefici\u00e1rios do Aux\u00edlio Brasil. Em entrevista hoje (28) \u00e0&nbsp;<em>Voz do Brasil<\/em>, o ministro da Cidadania, Ronaldo Bento, informou que essas empresas est\u00e3o em processo de habilita\u00e7\u00e3o para participar do programa, regulamentado pela&nbsp;<a href=\"https:\/\/www.in.gov.br\/en\/web\/dou\/-\/portaria-mc-n-816-de-26-de-setembro-de-2022-432183292\">portaria 816<\/a>, publicada ontem (27), pelo Minist\u00e9rio.<img decoding=\"async\" src=\"https:\/\/agenciabrasil.ebc.com.br\/ebc.png?id=1484903&amp;o=node\"\/><img decoding=\"async\" src=\"https:\/\/agenciabrasil.ebc.com.br\/ebc.gif?id=1484903&amp;o=node\"\/><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">As institui\u00e7\u00f5es financeiras passar\u00e3o por um processo de triagem, para atender a essa modalidade de empr\u00e9stimo.&nbsp;\u201cDentre elas, hoje (28) a Caixa Econ\u00f4mica Federal divulgou, em nota, que vai estar disponibilizando tamb\u00e9m esse cr\u00e9dito consignado para as fam\u00edlias. A partir da\u00ed, elas [<em>as fam\u00edlias<\/em>] podem fazer o seu pr\u00e9-cadastro, se habilitarem e a institui\u00e7\u00e3o financeira vai conceder o cr\u00e9dito consignado\u201d, disse o ministro.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bento explicou que as institui\u00e7\u00f5es que forem habilitadas n\u00e3o poder\u00e3o fazer busca ativa por benefici\u00e1rios para oferecer o empr\u00e9stimo. \u201cA portaria \u00e9 bem clara, proibindo essa conduta, essa capta\u00e7\u00e3o, esse marketing ativo de buscar essas fam\u00edlias. A institui\u00e7\u00e3o financeira tem que ter a postura passiva, de ser demandada e, a partir dali, fazer seu empr\u00e9stimo consignado\u201d.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Segundo o Minist\u00e9rio da Cidadania, a portaria estabelece o limite de juros de 3,5% ao m\u00eas. &#8220;N\u00e3o pode haver nenhuma outra cobran\u00e7a de taxa administrativa, sequer taxa de&nbsp;abertura de cr\u00e9dito. A partir dali, a fam\u00edlia tem que ser informada&nbsp;de quanto vai ser descontado do seu benef\u00edcio por m\u00eas&#8221;, disse o ministro.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A&nbsp;<a href=\"http:\/\/www.planalto.gov.br\/ccivil_03\/_Ato2019-2022\/2022\/Lei\/L14431.htm\">Lei 14.431<\/a>, publicada em 3 de agosto, limitou o valor do consignado em at\u00e9 40% do repasse permanente de R$ 400 do Aux\u00edlio Brasil, ou seja, o benefici\u00e1rio poder\u00e1 descontar at\u00e9 R$ 160 mensais, num prazo m\u00e1ximo de 24 meses.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">O ministro disse que o empr\u00e9stimo tamb\u00e9m poder\u00e1 ser usado por aqueles benefici\u00e1rios do Aux\u00edlio Brasil que exerciam suas atividades de microempreendedores individuais e que foram impactados pela pandemia de covid-19, para retomar seus neg\u00f3cios. Quase 21 milh\u00f5es de fam\u00edlias recebem o aux\u00edlio governamental, segundo Bento. D\u00favidas sobre o empr\u00e9stimo consignado podem ser sanadas pelo telefone 121.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Fonte: Ag\u00eancia Brasil<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Empresas est\u00e3o em processo de habilita\u00e7\u00e3o pelo Minist\u00e9rio da Cidadania Cerca de 60 institui\u00e7\u00f5es financeiras demonstraram interesse em conceder empr\u00e9stimos<\/p>\n","protected":false},"author":1,"featured_media":52722,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"colormag_page_container_layout":"default_layout","colormag_page_sidebar_layout":"default_layout","footnotes":""},"categories":[47,46],"tags":[],"class_list":["post-52721","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-destaques_cima","category-impacto_diario"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Empr\u00e9stimo do Aux\u00edlio Brasil: 60 empresas financeiras se apresentaram - 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